Kotak Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 13
Rating
Growth Option 27-01-2026
NAV ₹3447.38(R) +0.06% ₹3776.17(D) +0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.68% 6.92% 5.68% 6.27% 6.75%
Direct 7.51% 7.75% 6.5% 7.09% 7.57%
Benchmark
SIP (XIRR) Regular 5.62% 6.73% 6.36% 5.76% 6.18%
Direct 6.44% 7.56% 7.18% 6.57% 7.0%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.86 2.94 0.7 5.06% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.44% 0.0% 0.0% 0.2 0.27%
Fund AUM As on: 30/12/2025 15091 Cr
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Nippon India Low Duration Fund 4

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Low Duration Fund- Regular Plan-Standard Income Distribution cum capital withdrawal option 1314.05
0.7700
0.0600%
Kotak Low Duration Fund - Direct Plan- Standard Income Distribution cum capital withdrawal option 1604.79
1.0700
0.0700%
Kotak Low Duration Fund- Regular Plan-Growth Option 3447.38
2.0100
0.0600%
Kotak Low Duration Fund- Direct Plan- Growth Option 3776.17
2.5300
0.0700%

Review Date: 27-01-2026

Beginning of Analysis

Kotak Low Duration Fund is the 13th ranked fund in the Low Duration Fund category. The category has total 19 funds. The Kotak Low Duration Fund has shown a poor past performence in Low Duration Fund. The fund has a Jensen Alpha of 5.06% which is lower than the category average of 5.29%, showing poor performance. The fund has a Sharpe Ratio of 2.86 which is lower than the category average of 3.19.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Kotak Low Duration Fund Return Analysis

  • The fund has given a return of 0.19%, 1.18 and 2.75 in last one, three and six months respectively. In the same period the category average return was 0.23%, 1.22% and 2.75% respectively.
  • Kotak Low Duration Fund has given a return of 7.51% in last one year. In the same period the Low Duration Fund category average return was 7.33%.
  • The fund has given a return of 7.75% in last three years and ranked 3.0rd out of 19 funds in the category. In the same period the Low Duration Fund category average return was 7.55%.
  • The fund has given a return of 6.5% in last five years and ranked 5th out of 17 funds in the category. In the same period the Low Duration Fund category average return was 6.36%.
  • The fund has given a return of 7.57% in last ten years and ranked 1st out of 15 funds in the category. In the same period the category average return was 6.97%.
  • The fund has given a SIP return of 6.44% in last one year whereas category average SIP return is 6.36%. The fund one year return rank in the category is 8th in 19 funds
  • The fund has SIP return of 7.56% in last three years and ranks 2nd in 19 funds. Icici Prudential Savings Fund has given the highest SIP return (7.57%) in the category in last three years.
  • The fund has SIP return of 7.18% in last five years whereas category average SIP return is 7.01%.

Kotak Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.44 and semi deviation of 0.27. The category average standard deviation is 0.41 and semi deviation is 0.26.
  • The fund has a beta of 0.23 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.13
    0.19
    		0.13 | 0.24 19 | 19 Poor
    3M Return % 0.98
    1.08
    		0.96 | 1.32 17 | 19 Poor
    6M Return % 2.35
    2.47
    		2.21 | 2.82 17 | 19 Poor
    1Y Return % 6.68
    6.77
    		6.18 | 7.42 13 | 19 Average
    3Y Return % 6.92
    6.99
    		6.43 | 7.71 12 | 19 Average
    5Y Return % 5.68
    5.83
    		5.19 | 7.17 11 | 17 Average
    7Y Return % 6.27
    6.02
    		5.40 | 6.91 4 | 17 Very Good
    10Y Return % 6.75
    6.48
    		5.95 | 7.19 3 | 15 Very Good
    1Y SIP Return % 5.62
    5.80
    		5.25 | 6.50 14 | 19 Average
    3Y SIP Return % 6.73
    6.82
    		6.27 | 7.45 13 | 19 Average
    5Y SIP Return % 6.36
    6.48
    		5.87 | 7.13 13 | 17 Average
    7Y SIP Return % 5.76
    5.85
    		5.21 | 6.47 9 | 17 Good
    10Y SIP Return % 6.18
    6.08
    		5.57 | 6.76 4 | 15 Very Good
    Standard Deviation 0.44
    0.41
    		0.37 | 0.52 18 | 19 Poor
    Semi Deviation 0.27
    0.26
    		0.22 | 0.40 15 | 19 Average
    Sharpe Ratio 2.86
    3.19
    		2.03 | 4.56 14 | 19 Average
    Sterling Ratio 0.70
    0.70
    		0.65 | 0.77 11 | 19 Average
    Sortino Ratio 2.94
    3.94
    		1.21 | 8.89 16 | 19 Poor
    Jensen Alpha % 5.06
    5.29
    		4.80 | 5.79 15 | 19 Average
    Treynor Ratio 0.06
    0.08
    		0.05 | 0.11 14 | 19 Average
    Modigliani Square Measure % 12.57
    13.75
    		12.57 | 14.73 19 | 19 Poor
    Alpha % -1.06
    -1.02
    		-1.52 | -0.33 12 | 19 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.19 0.23 0.19 | 0.28 18 | 19 Poor
    3M Return % 1.18 1.22 1.11 | 1.35 15 | 19 Average
    6M Return % 2.75 2.75 2.58 | 2.88 12 | 19 Average
    1Y Return % 7.51 7.33 7.06 | 7.54 4 | 19 Very Good
    3Y Return % 7.75 7.55 7.32 | 7.83 3 | 19 Very Good
    5Y Return % 6.50 6.36 6.06 | 7.29 5 | 17 Very Good
    7Y Return % 7.09 6.53 5.51 | 7.13 2 | 17 Very Good
    10Y Return % 7.57 6.97 6.23 | 7.57 1 | 15 Very Good
    1Y SIP Return % 6.44 6.36 6.04 | 6.63 8 | 19 Good
    3Y SIP Return % 7.56 7.38 7.14 | 7.57 2 | 19 Very Good
    5Y SIP Return % 7.18 7.01 6.76 | 7.23 4 | 17 Very Good
    7Y SIP Return % 6.57 6.36 6.05 | 6.79 5 | 17 Very Good
    10Y SIP Return % 7.00 6.58 6.09 | 7.00 1 | 15 Very Good
    Standard Deviation 0.44 0.41 0.37 | 0.52 18 | 19 Poor
    Semi Deviation 0.27 0.26 0.22 | 0.40 15 | 19 Average
    Sharpe Ratio 2.86 3.19 2.03 | 4.56 14 | 19 Average
    Sterling Ratio 0.70 0.70 0.65 | 0.77 11 | 19 Average
    Sortino Ratio 2.94 3.94 1.21 | 8.89 16 | 19 Poor
    Jensen Alpha % 5.06 5.29 4.80 | 5.79 15 | 19 Average
    Treynor Ratio 0.06 0.08 0.05 | 0.11 14 | 19 Average
    Modigliani Square Measure % 12.57 13.75 12.57 | 14.73 19 | 19 Poor
    Alpha % -1.06 -1.02 -1.52 | -0.33 12 | 19 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Low Duration Fund NAV Regular Growth Kotak Low Duration Fund NAV Direct Growth
    27-01-2026 3447.384 3776.1682
    23-01-2026 3445.3695 3773.6392
    22-01-2026 3444.8871 3773.0303
    21-01-2026 3442.1785 3769.9833
    20-01-2026 3442.6553 3770.425
    19-01-2026 3443.2888 3771.0383
    16-01-2026 3443.033 3770.5171
    14-01-2026 3443.9456 3771.3558
    13-01-2026 3444.6773 3772.0768
    12-01-2026 3446.2348 3773.702
    09-01-2026 3444.7139 3771.7958
    08-01-2026 3444.3579 3771.3257
    07-01-2026 3444.4047 3771.2968
    06-01-2026 3445.549 3772.4693
    05-01-2026 3445.2151 3772.0237
    02-01-2026 3444.9531 3771.4958
    01-01-2026 3444.7016 3771.1403
    31-12-2025 3443.5331 3769.781
    30-12-2025 3442.0969 3768.1286
    29-12-2025 3442.8981 3768.9255

    Fund Launch Date: 29/Feb/2008
    Fund Category: Low Duration Fund
    Investment Objective: The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
    Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months
    Fund Benchmark: NIFTY Low Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.