Kotak Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 13
Rating
Growth Option 04-12-2025
NAV ₹3434.09(R) +0.02% ₹3757.29(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.19% 7.05% 5.66% 6.43% 6.82%
Direct 8.03% 7.88% 6.48% 7.25% 7.64%
Benchmark
SIP (XIRR) Regular 6.81% 7.13% 5.8% 5.96% 6.32%
Direct 7.64% 7.96% 6.61% 6.78% 7.14%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
3.15 3.94 0.71 5.33% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.41% 0.0% 0.0% 0.17 0.25%
Fund AUM As on: 30/06/2025 12771 Cr
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Nippon India Low Duration Fund 4

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Kotak Low Duration Fund- Regular Plan-Standard Income Distribution cum capital withdrawal option 1308.98
0.2700
0.0200%
Kotak Low Duration Fund - Direct Plan- Standard Income Distribution cum capital withdrawal option 1596.76
0.4000
0.0200%
Kotak Low Duration Fund- Regular Plan-Growth Option 3434.09
0.7100
0.0200%
Kotak Low Duration Fund- Direct Plan- Growth Option 3757.29
0.9400
0.0200%

Review Date: 04-12-2025

Beginning of Analysis

Kotak Low Duration Fund is the 13th ranked fund in the Low Duration Fund category. The category has total 19 funds. The 2 star rating shows a poor past performance of the Kotak Low Duration Fund in Low Duration Fund. The fund has a Jensen Alpha of 5.33% which is lower than the category average of 5.54%, showing poor performance. The fund has a Sharpe Ratio of 3.15 which is lower than the category average of 3.55.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Kotak Low Duration Fund Return Analysis

  • The fund has given a return of 0.51%, 1.76 and 3.34 in last one, three and six months respectively. In the same period the category average return was 0.51%, 1.68% and 3.26% respectively.
  • Kotak Low Duration Fund has given a return of 8.03% in last one year. In the same period the Low Duration Fund category average return was 7.8%.
  • The fund has given a return of 7.88% in last three years and ranked 3.0rd out of 19 funds in the category. In the same period the Low Duration Fund category average return was 7.68%.
  • The fund has given a return of 6.48% in last five years and ranked 5th out of 17 funds in the category. In the same period the Low Duration Fund category average return was 6.33%.
  • The fund has given a return of 7.64% in last ten years and ranked 1st out of 15 funds in the category. In the same period the category average return was 7.02%.
  • The fund has given a SIP return of 7.64% in last one year whereas category average SIP return is 7.4%. The fund one year return rank in the category is 3rd in 19 funds
  • The fund has SIP return of 7.96% in last three years and ranks 1st in 19 funds. The fund has given the highest SIP return in the category in last three years.
  • The fund has SIP return of 6.61% in last five years whereas category average SIP return is 6.41%.

Kotak Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.41 and semi deviation of 0.25. The category average standard deviation is 0.38 and semi deviation is 0.23.
  • The fund has a beta of 0.23 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44
    0.47
    		0.43 | 0.58 15 | 19 Average
    3M Return % 1.56
    1.54
    		1.38 | 1.74 7 | 19 Good
    6M Return % 2.93
    2.98
    		2.70 | 3.34 13 | 19 Average
    1Y Return % 7.19
    7.24
    		6.64 | 7.81 12 | 19 Average
    3Y Return % 7.05
    7.12
    		6.56 | 7.77 12 | 19 Average
    5Y Return % 5.66
    5.81
    		5.13 | 7.13 11 | 17 Average
    7Y Return % 6.43
    6.16
    		5.52 | 7.02 4 | 17 Very Good
    10Y Return % 6.82
    6.53
    		5.99 | 7.24 3 | 15 Very Good
    1Y SIP Return % 6.81
    6.84
    		6.24 | 7.53 13 | 19 Average
    3Y SIP Return % 7.13
    7.18
    		6.62 | 7.81 12 | 19 Average
    5Y SIP Return % 5.80
    5.89
    		5.28 | 6.59 11 | 17 Average
    7Y SIP Return % 5.96
    6.01
    		5.37 | 6.62 9 | 17 Good
    10Y SIP Return % 6.32
    6.19
    		5.68 | 6.88 4 | 15 Very Good
    Standard Deviation 0.41
    0.38
    		0.34 | 0.42 18 | 19 Poor
    Semi Deviation 0.25
    0.23
    		0.20 | 0.28 15 | 19 Average
    Sharpe Ratio 3.15
    3.55
    		2.28 | 4.62 15 | 19 Average
    Sterling Ratio 0.71
    0.72
    		0.66 | 0.78 11 | 19 Average
    Sortino Ratio 3.94
    4.93
    		2.25 | 9.44 15 | 19 Average
    Jensen Alpha % 5.33
    5.54
    		5.05 | 5.99 14 | 19 Average
    Treynor Ratio 0.08
    0.09
    		0.06 | 0.12 14 | 19 Average
    Modigliani Square Measure % 13.27
    14.50
    		13.27 | 15.82 19 | 19 Poor
    Alpha % -1.07
    -1.02
    		-1.53 | -0.42 11 | 19 Average
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.51 0.51 0.48 | 0.59 10 | 19 Good
    3M Return % 1.76 1.68 1.59 | 1.84 3 | 19 Very Good
    6M Return % 3.34 3.26 3.10 | 3.43 5 | 19 Very Good
    1Y Return % 8.03 7.80 7.58 | 8.03 1 | 19 Very Good
    3Y Return % 7.88 7.68 7.46 | 7.89 3 | 19 Very Good
    5Y Return % 6.48 6.33 6.01 | 7.24 5 | 17 Very Good
    7Y Return % 7.25 6.67 5.63 | 7.29 2 | 17 Very Good
    10Y Return % 7.64 7.02 6.29 | 7.64 1 | 15 Very Good
    1Y SIP Return % 7.64 7.40 7.14 | 7.72 3 | 19 Very Good
    3Y SIP Return % 7.96 7.73 7.49 | 7.96 1 | 19 Very Good
    5Y SIP Return % 6.61 6.41 6.16 | 6.69 3 | 17 Very Good
    7Y SIP Return % 6.78 6.53 6.20 | 6.94 3 | 17 Very Good
    10Y SIP Return % 7.14 6.69 6.18 | 7.14 1 | 15 Very Good
    Standard Deviation 0.41 0.38 0.34 | 0.42 18 | 19 Poor
    Semi Deviation 0.25 0.23 0.20 | 0.28 15 | 19 Average
    Sharpe Ratio 3.15 3.55 2.28 | 4.62 15 | 19 Average
    Sterling Ratio 0.71 0.72 0.66 | 0.78 11 | 19 Average
    Sortino Ratio 3.94 4.93 2.25 | 9.44 15 | 19 Average
    Jensen Alpha % 5.33 5.54 5.05 | 5.99 14 | 19 Average
    Treynor Ratio 0.08 0.09 0.06 | 0.12 14 | 19 Average
    Modigliani Square Measure % 13.27 14.50 13.27 | 15.82 19 | 19 Poor
    Alpha % -1.07 -1.02 -1.53 | -0.42 11 | 19 Average
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Low Duration Fund NAV Regular Growth Kotak Low Duration Fund NAV Direct Growth
    04-12-2025 3434.0906 3757.2853
    03-12-2025 3433.7918 3756.8785
    02-12-2025 3433.3799 3756.348
    01-12-2025 3432.9934 3755.8453
    28-11-2025 3431.9948 3754.5131
    27-11-2025 3431.3603 3753.7391
    26-11-2025 3430.6893 3752.9252
    25-11-2025 3429.4536 3751.4938
    24-11-2025 3428.6421 3750.5264
    21-11-2025 3427.1719 3748.6802
    20-11-2025 3427.0288 3748.4441
    19-11-2025 3426.8423 3748.1604
    18-11-2025 3425.9259 3747.0787
    17-11-2025 3425.6842 3746.7348
    14-11-2025 3424.1432 3744.8101
    13-11-2025 3423.9747 3744.5462
    12-11-2025 3423.3496 3743.7829
    11-11-2025 3423.4224 3743.783
    10-11-2025 3421.7863 3741.9141
    07-11-2025 3420.2578 3740.0045
    06-11-2025 3420.0839 3739.7348
    04-11-2025 3418.8892 3738.2692

    Fund Launch Date: 29/Feb/2008
    Fund Category: Low Duration Fund
    Investment Objective: The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
    Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months
    Fund Benchmark: NIFTY Low Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.